WhatsApp Payments feature now available for users in India
WhatsApp Payments feature now available for users in India
Soon, exchange money through WhatsApp!
12 February, 2018, 04:07
The messaging platform will integrate its peer-to-peer UPI or Unified Payments Interface based digital payments platform with leading banks, including State Bank of India, ICICI Bank, HDFC Bank, and Axis Bank. You can also add an optional caption to make sure they know what the payment is for. The payment option runs on UPI which is regulated by the Reserve Bank of India through its payment subsidiary NPCI. This feature is available just for the mobile version of the app and not for WhatsApp Web.
The new feature will directly compete with Paytm which is India's most popular mobile wallet.
The official roll-out of WhatsApp Payments for the general public is likely to be announced very soon.
However, WhatsApp's support for payments is highly anticipated because of the app's huge popularity among Indian users.
To activate the feature you need to have the latest update of WhatsApp.
Once you update your Whatsapp, go to the contact whom you want to send money. Tap on the + symbol for attachments and you will see Payments. Once here, you will have to add a bank account.
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Payments on WhatsApp will appear in settings. WhatsApp will then ask you accept its terms and conditions.
UPI works by checking the mobile number with which your bank account is linked. On the Payments screen, you will be prompted to link your bank account to WhatsApp.
You need to then select the SIM card in case you have a dual SIM phone and select your bank from the list of banks. If you haven't made a UPI account earlier, that will have to be done on the UPI app or on the bank's website.
Once this is done, you will now need to create a Virtual Payee Address (VPA). It will take you to the Send Money page, which will have the name of the person to whom you are sending the money and the bank account details from which account you are sending the money.
For its part, FacebookMessenger already has its own payment system that allows its users to send, request and receive money in chats.
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