Saturday, 20 October, 2018

WhatsApp payments arrive in India for beta testers

Screenshots of WhatsApp's Payment feature Screenshots of WhatsApp's Payment feature
Troy Mann | 08 February, 2018, 12:48

It is in the stage of final integration and testing where some Beta users (one of them happens to be me, luckily) are getting the access to the upcoming feature and we will be trying it continuously to link the UPI account and make a payment to see how seamlessly it happens.

With WhatsApp Payments, users can send and receive money from within WhatsApp with UPI (Unified Payments Interface).

Since the feature is still in beta mode, it is still being tested and isn't stable as yet. However, even if you are enrolled in the beta program, you may not be able to see this feature as only a select numbers of beta users have got this.

Verify it with security pin for authentication like any other UPI-based payment service and you are good to go.

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That said, now that WhatsApp has started beta testing WhatsApp Payments, we expect the company to roll it out to all the users in India over the coming weeks.

The approval to integrate WhatsApp with UPI was given in July 2017, and while Tez from Google did so well in the easy payments through UPI, WhatsApp having its payments option will have a big advantage of having 1.5 billion users already. The report by GizmoTimes says that the camera icon shortcut has been replaced with this new Payment option.

One interesting thing to note is that this feature works only if the payments option is enabled for both the sender and the receiver. You now get Document, Payment, Gallery, Audio, Location, Contact options in the attachments menu. UPI, which stands for United Payments Interface, relies on direct transfers from the bank. The list of the banks that can be seen in the screenshots include Axis Bank, HDFC Bank, Yes Bank, ICICI Bank, Airtel Payments Bank, Andhra Bank, and State Bank of India among others.

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